Fantasy or Dream

There is a very subtle trap that we can easily fall into if we are not careful. When asked want we want or dream about we talk about our fantasies or our wish list. How do we know it is our fantasy? There is no specific plan to achieve it. It is like winning the lottery where we wish to win but wait for it to fall into our lap with no effort or sacrifice on our part and therefore little emotional commitment.
A dream is something we want to achieve and we feel intensely about it with a huge emotional commitment. We visit our dream each day and look for all opportunities to move toward our dream.
So if we are not making progress of any type (other than buying a lottery ticket) then we have a fantasy or wish list and recognize that.
Your thoughts?